:root{--primary:#0b2545;--primary-hover:#081b33;--primary-light:#134074;--accent:#0284c7;--accent-hover:#0369a1;--accent-light:#e0f2fe;--accent-subtle:#f0f9ff;--dark:#0f172a;--text-main:#1e293b;--text-muted:#64748b;--text-light:#f8fafc;--bg-light:#fff;--bg-alt:#f8fafc;--bg-subtle:#f1f5f9;--border:#e2e8f0;--border-strong:#cbd5e1;--success:#16a34a;--warning:#eab308;--urgent:#dc2626;--urgent-bg:#fef2f2;--urgent-border:#fecaca;--shadow-sm:0 1px 2px 0 rgba(0,0,0,.05);--shadow:0 4px 6px -1px rgba(0,0,0,.1),0 2px 4px -2px rgba(0,0,0,.1);--shadow-md:0 10px 15px -3px rgba(0,0,0,.1),0 4px 6px -4px rgba(0,0,0,.1);--shadow-lg:0 20px 25px -5px rgba(0,0,0,.1),0 8px 10px -6px rgba(0,0,0,.1);--radius-sm:4px;--radius:8px;--radius-md:12px;--radius-lg:16px;--radius-full:9999px;--font-sans:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif}*,:after,:before{box-sizing:border-box;margin:0;padding:0}html{font-family:var(--font-sans);color:var(--text-main);background-color:var(--bg-light);line-height:1.6;-webkit-font-smoothing:antialiased;scroll-behavior:smooth}body{min-height:100vh;display:flex;flex-direction:column;padding-bottom:72px}@media (min-width:768px){body{padding-bottom:0}}a{color:inherit;text-decoration:none}img{max-width:100%;height:auto;display:block}.container{max-width:1240px}.container,.container-narrow{width:100%;margin-left:auto;margin-right:auto;padding-left:20px;padding-right:20px}.container-narrow{max-width:920px}h1,h2,h3,h4,h5,h6{color:var(--primary);font-weight:700;line-height:1.25}h1{font-size:2.25rem;letter-spacing:-.025em;margin-bottom:1rem}h2{font-size:1.75rem;letter-spacing:-.02em;margin-top:2rem;margin-bottom:.85rem}h3{font-size:1.35rem;margin-top:1.5rem;margin-bottom:.65rem}h4{font-size:1.15rem;margin-top:1.25rem;margin-bottom:.5rem}@media (min-width:768px){h1{font-size:3rem}h2{font-size:2.25rem}h3{font-size:1.6rem}}p{margin-bottom:1.25rem;color:var(--text-main)}.lead{font-size:1.15rem;line-height:1.7;color:#334155;margin-bottom:1.5rem}.btn{display:inline-flex;align-items:center;justify-content:center;gap:.5rem;font-weight:600;padding:.8rem 1.6rem;border-radius:var(--radius);transition:all .2s ease;cursor:pointer;text-align:center;border:1px solid transparent;font-size:1rem}.btn-primary{background-color:var(--accent);color:#fff;box-shadow:0 4px 12px rgba(2,132,199,.25)}.btn-primary:hover{background-color:var(--accent-hover);transform:translateY(-1px);box-shadow:0 6px 16px rgba(2,132,199,.35)}.btn-call{background-color:#0284c7;color:#fff;font-size:1.1rem;padding:.9rem 1.8rem;font-weight:700;border-radius:var(--radius);box-shadow:0 4px 14px rgba(2,132,199,.3)}.btn-call:hover{background-color:#0369a1;transform:translateY(-1px)}.btn-secondary{background-color:#fff;color:var(--primary);border-color:var(--border-strong)}.btn-secondary:hover{background-color:var(--bg-subtle);border-color:var(--primary)}.btn-urgent{background-color:var(--urgent);color:#fff}.btn-urgent:hover{background-color:#b91c1c}.badge{display:inline-flex;align-items:center;gap:.35rem;font-size:.8rem;font-weight:600;padding:.25rem .75rem;border-radius:var(--radius-full);text-transform:uppercase;letter-spacing:.05em}.badge-primary{background-color:var(--accent-light);color:var(--accent-hover)}.badge-urgent{background-color:var(--urgent-bg);color:var(--urgent);border:1px solid var(--urgent-border)}.badge-trust{background-color:hsla(0,0%,100%,.15);color:#fff;-webkit-backdrop-filter:blur(4px);backdrop-filter:blur(4px);border:1px solid hsla(0,0%,100%,.25)}.section{padding-top:4rem;padding-bottom:4rem}.section-alt{background-color:var(--bg-alt)}.section-dark{background-color:var(--primary);color:#fff}.section-dark h2,.section-dark h3,.section-dark p{color:#fff}.grid-2{display:grid;grid-template-columns:1fr;grid-gap:2rem;gap:2rem}.grid-3{display:grid;grid-template-columns:1fr;grid-gap:1.5rem;gap:1.5rem}.grid-4{display:grid;grid-template-columns:1fr;grid-gap:1.25rem;gap:1.25rem}@media (min-width:640px){.grid-2,.grid-3,.grid-4{grid-template-columns:repeat(2,1fr)}}@media (min-width:1024px){.grid-3{grid-template-columns:repeat(3,1fr)}.grid-4{grid-template-columns:repeat(4,1fr)}}.card{background-color:#fff;border:1px solid var(--border);border-radius:var(--radius-md);padding:1.5rem;transition:all .2s ease;display:flex;flex-direction:column}.card:hover{border-color:var(--accent);box-shadow:var(--shadow-md);transform:translateY(-2px)}.urgency-callout{background-color:var(--urgent-bg);border-left:4px solid var(--urgent);padding:1.25rem 1.5rem;border-radius:0 var(--radius) var(--radius) 0;margin-bottom:2rem}.urgency-callout h3{color:var(--urgent);margin-top:0;margin-bottom:.5rem;display:flex;align-items:center;gap:.5rem}.urgency-callout p{color:#991b1b;margin-bottom:.75rem;font-weight:500}.prose{color:var(--text-main);line-height:1.75}.prose p{margin-bottom:1.35rem}.prose ol,.prose ul{margin-bottom:1.5rem;padding-left:1.5rem}.prose li{margin-bottom:.5rem}.prose strong{color:var(--primary);font-weight:600}.prose blockquote{border-left:4px solid var(--accent);padding-left:1.25rem;margin:1.5rem 0;font-style:italic;color:#475569}.table-wrap{overflow-x:auto;margin:2rem 0;border:1px solid var(--border);border-radius:var(--radius)}table{width:100%;border-collapse:collapse;text-align:left;font-size:.95rem}th{background-color:var(--bg-subtle);color:var(--primary);font-weight:600;border-bottom:2px solid var(--border)}td,th{padding:.85rem 1rem}td{border-bottom:1px solid var(--border);color:var(--text-main)}tr:last-child td{border-bottom:none}tr:nth-child(2n){background-color:var(--bg-alt)}.accordion-item{border:1px solid var(--border);border-radius:var(--radius);margin-bottom:.75rem;overflow:hidden;background-color:#fff}.accordion-trigger{width:100%;padding:1.25rem;text-align:left;background:none;border:none;display:flex;justify-content:space-between;align-items:center;cursor:pointer;font-weight:600;font-size:1.05rem;color:var(--primary)}.accordion-trigger:hover{background-color:var(--bg-alt)}.accordion-content{padding:0 1.25rem 1.25rem;color:#475569;line-height:1.65}.breadcrumbs{display:flex;align-items:center;flex-wrap:wrap;gap:.5rem;font-size:.85rem;color:var(--text-muted);margin-bottom:1.5rem}.breadcrumbs a:hover{color:var(--accent);text-decoration:underline}.breadcrumbs span{color:#94a3b8}.site-header{position:-webkit-sticky;position:sticky;top:0;z-index:50;background-color:#fff;border-bottom:1px solid var(--border);box-shadow:var(--shadow-sm)}.top-bar{background-color:var(--primary);color:#fff;padding:.4rem 0;font-size:.85rem}.top-bar-inner{flex-wrap:wrap;gap:.5rem}.main-nav-inner,.top-bar-inner{display:flex;justify-content:space-between;align-items:center}.main-nav-inner{height:72px}.nav-links{display:none;align-items:center;gap:1.75rem;list-style:none}@media (min-width:1024px){.nav-links{display:flex}}.nav-link{font-weight:600;color:var(--primary);font-size:.95rem;transition:color .15s ease}.nav-link:hover{color:var(--accent)}.mobile-nav-toggle{display:flex;background:none;border:none;color:var(--primary);cursor:pointer;padding:.5rem}@media (min-width:1024px){.mobile-nav-toggle{display:none}}.mobile-menu-drawer{position:fixed;inset:0;z-index:100;background-color:rgba(0,0,0,.6);display:flex;justify-content:flex-end}.mobile-menu-panel{width:85%;max-width:360px;background:#fff;height:100%;padding:1.5rem;display:flex;flex-direction:column;overflow-y:auto}.sticky-call-bar{position:fixed;bottom:0;left:0;right:0;background-color:var(--primary);color:#fff;padding:.75rem 1rem;z-index:40;box-shadow:0 -4px 16px rgba(0,0,0,.15);display:flex;align-items:center;justify-content:space-between;border-top:2px solid var(--accent)}@media (min-width:768px){.sticky-call-bar{display:none}}.site-footer{background-color:var(--primary);color:#fff;padding-top:4rem;padding-bottom:2rem;margin-top:auto}.footer-grid{display:grid;grid-template-columns:1fr;grid-gap:2.5rem;gap:2.5rem;margin-bottom:3rem}@media (min-width:640px){.footer-grid{grid-template-columns:repeat(2,1fr)}}@media (min-width:1024px){.footer-grid{grid-template-columns:2fr 1.2fr 1.2fr 1.2fr}}.footer-col h4{color:#fff;font-size:1.1rem;margin-bottom:1.25rem;position:relative;padding-bottom:.5rem}.footer-col h4:after{content:"";position:absolute;bottom:0;left:0;width:32px;height:2px;background-color:var(--accent)}.footer-links{list-style:none;display:flex;flex-direction:column;gap:.65rem}.footer-links a{color:#cbd5e1;font-size:.9rem;transition:color .15s ease}.footer-links a:hover{color:var(--accent)}.footer-bottom{border-top:1px solid hsla(0,0%,100%,.1);padding-top:2rem;display:flex;flex-direction:column;align-items:center;justify-content:space-between;gap:1rem;font-size:.85rem;color:#94a3b8}@media (min-width:768px){.footer-bottom{flex-direction:row}}